What is Vintage car insurance?
Vintage car insurance is generally used for cars manufactured between the years of 1919 and 1930. After the veteran car period, cars were in mass production, but were still a rarity to be seen. 1919 marked the start of rapid advances in car performance and affordability. Some of the smaller manufacturers crumbled under the strain of a depression in the early 20s. But it was also a time that saw the beginnings of many of today’s well-known marques such as Bentley and Austin.
One of the most notable vintage cars of this time was the Austin 7, first produced in 1922. It was one of the most popular cars ever built for the British market with over 2,500 rolling off the production line in the first year. It became the basis for many future car designs.
For all the cars created in that period we created our vintage car insurance scheme.
Please note: Most Vintage cars don’t appear on our online quote system so please call the office for us to provide you with a quotation.
Examples of Vintage cars
Alvis Silver Eagle, Talbot 105, Sunbeam 14/40, Rolls-Royce 40/50 Silver Ghost, Renault 40CV, BMW 3/15, Bugatti Type 36, Alfa 6C 1750, Austin 7, Bentley Speed Six, Ford Model A
Why insure with us?
We haven’t been around since the 30s but we have been here for 30 years, crafting the perfect vintage car insurance policy for our customers. If your car is in restoration or storage, rarely used, or even if you’re a vintage addict who wants to drive it everywhere; there’s a policy to suit everyone. From an Alvis to a Bugatti, we always strive to tailor a policy to our clients needs.
With a general private car policy, upon payout for a total loss claim the insurer takes ownership of the car, whether you like it or not. This policy is different as you are given the right to retain salvage. It gives you a greater level of control as to what happens to your vehicle, as sometimes a vehicle means more to you than what an insurance company finds financially viable.
UK & EU Breakdown Cover
This policy includes our highest level of breakdown cover as standard. So you’ll receive roadside assistance if you breakdown in either the EU, UK or even at home.
Car club discount
Member of a Vintage car club such as the VSCC? Then you’ll be entitled to further discount.
Laid Up/SORN Cover
Not all vintage vehicles are out and about, they may be in storage or undergoing restoration. Legally you don’t need to insure a vehicle that is not being driven on the road, but you still don’t want to be left out of pocket if an accident happens.
Multi Vehicle Policies
We’re going to go out on a limb and assume that you’re not using your vintage car as your daily driver. So why not let us quote for your everyday car? Having all your cars together is more convenient, it’s one less thing to remember, it saves you time and hopefully money too.
Agreed Value Cover
It’s a lot nicer to know exactly how much you’ll be paid out in the event of a total loss claim. With a vintage car insurance policy you can get rid of the guesswork by having an agreed value in place. If you can get an independent valuation from a specialist club or garage this extension can be added to the policy free of charge, or we have an in-house valuation service available.