What is modern classic car insurance?

Modern classic car insurance is for the cars considered not old enough to be classic and no longer young enough to be a future classic. Typically made from 1989 up to the millennium, the modern classic is owned by a true car enthusiast who would often use as a second cherished vehicle keeping it safely locked up at night in their garage.

Modern classics can range from the affordable, fun two-seater sports cars (e.g. Mazda MX-5) to the iconic luxury, high performance and supercars of the era (e.g. Jaguar XJ220) that were classics from day one.

Related Pages: Classic Car Insurance, Future Classic Insurance

Examples of Modern Classic cars

Mazda MX-5, TVR Griffith, Lotus Elise S1, Toyota MR2, Porsche 911, Ferrari F355, Aston Martin DB7, Vauxhall Lotus Carlton, Marcos Mantula, De Tomaso Pantera GT5, Lamborghini Countach, Honda NSX

Why insure with us?

At ClassicLine we look to the future, we try to pre-empt what the next classic car will be and so created our modern classic car insurance scheme. You may be driving the classic of tomorrow but we’ll make sure your insurance premium is priced more towards the vehicles of yesteryear.

Policy Benefits
  • Salvage Rights
  • Limited Mileage Discount
  • UK & EU Breakdown
  • Motor Legal Cover
  • EU Cover (Up to 90 days)
  • Car Club Discount
  • Track Day Cover
Policy Options
  • Laid Up/SORN Cover
  • Agreed Value Cover
  • Multi Vehicle Policies

Featured Benefits

UK & EU Breakdown Cover

Modern cars aren't immune from breaking down so be safe in the knowledge that your policy will include roadside assistance in the UK and extend into the EU, should you ever venture in to Europe.

Agreed Value Cover

Our modern classic car insurance policies allow for an agreed value just like our classic policies. With general private car insurance, you won't get this, you'll be paid out what an engineer decides is market value for your vehicle. This could be a figure that you're overjoyed with, or left bitterly disappointed by. With an agreed value there's no surprises as you know what the amount is beforehand, it's the ultimate peace of mind.

Car Club Discount

Car club membership shows us that you're passionate about the car you drive, and we offer discount on our premiums for it.

Multi Vehicle Policies

We allow you to insure other classic and everyday vehicles alongside your modern classic.

Track Day Cover

Including Hill Climbs, Sprints and much more – for all car club organised events.

Laid Up/SORN Cover

If your car is in storage or undergoing any long term repair or restoration, then laid up cover may be the answer.